I have numerous books I want to publish: some geared to mental health and other books that have everyone as a target market.
I’m also writing fiction that I want to publish too.
In this blog entry I’ll focus on one of the mental health books. I’d like to talk about housekeeping.
Really it’s OK to hire a house cleaner if you don’t like to do domestic chores. Round here $13/per hour is the going rate.
The secret is that if your apartment is neat and relatively dust-free no one will notice if it’s not clean.
You can send your laundry out to be picked up and cleaned and delivered back to you too. Yet I find though the clothes are returned neatly folded the clothes are actually wrinkled.
Doing laundry on your own in your building’s laundry room might be the way to dry your clothes without wrinkles. I take my clothes out of the dryer after 35 minutes and the clothes don’t have wrinkles.
You can go on the Goodmans Website to buy a travel steamer to steam out the wrinkles the clothes get after you wear them. You can also buy there the bottles of steamer cleaner to use to clean inside the steamer.
The Jiffy Travel Steamer is a miracle product that you can buy from Goodmans. Over 12 years ago I bought the travel steamer to use instead of an iron. The Jiffy model quickly steams out wrinkles on clothes. I’ve had mine over 12 years and it still works like a charm.
I take this steamer with me when I travel in the U.S. to steam the wrinkles out of clothes that have been in my suitcase.
I’m all for making it as convenient as possible to attend to housekeeping when you rent or own your own home.
In the coming blog entries I’ll talk about how to budget for shopping for food.
Again our government is cutting funding of mental health. There’s been a paltry effort by those we elected to increase hospital beds and to increase supportive housing.
In one of my books I talk about housing. I’d like to talk about this now.
In New York State if you have a psychiatric diagnosis you can get a 4 percent interest rate on a 30-year fixed mortgage to buy your first home or co-op or condo apartment.
You submit verification of your diagnosis. You attend a financial empowerment workshop. Then you can apply for a SONYMA Home of Your Own (HOYO) loan as a first-time home buyer.
The good thing is SONYMA gives you a closing costs loan that is forgiven if you stay in this home for 10 years. This can shave $2,000 to $3,000 dollars off your upfront costs.
If I remember the HOYO loan requires that you have a credit score of only 620 so it might be easier to get this kind of loan if you don’t have spotless credit.
I want to cry when I meet a person who says they’ve been institutionalized for 12 years or more. No one should have to live locked up on a ward long-term.
It can be a near-endless battle for a person with a mental health challenge to find suitable housing. We need to keep lobbying for increased funding for supportive housing for those of us who can’t afford to own our own homes.
Yet I write about the HOYO loan because we need to give a shout out to states that are progressive in addressing the needs of people with mental health challenges to have full inclusion in society.
Supportive housing would help do this for those of us who need cheaper housing. Often supportive housing rent is just one-third of your income.
It’s true: There’s No Place Like Home.
I’ll talk more about this in the coming blog entries.